The amount you can borrow and the way it’s calculated depends on the lender, your legal status (sole trader, limited company director or partnership) and your previous years’ accounts. Keep reading to find out everything you need to know about getting a mortgage as a self-employed worker.
We’ve recently had some clients submit questions regarding obtaining a contractor mortgage and how difficult it may be. Here we answer this question about how to get a contractor mortgage.
Salary sacrifice is a tax-efficient way to contribute to your pension and significantly boost your retirement fund. Our latest article explains how a pension salary sacrifice works and the benefits of using salary sacrifice for contractors.
Limited or Umbrella – what is the best option for you? Contractors and freelancers in the UK commonly face two options to operate: being the director of a limited company (personal service company) or becoming an employee of an umbrella company. In this guide, we explain both options and the advantages and disadvantages of each.…
DetailsChurchill Knight Umbrella is a Certified SafeRec Umbrella Company To provide increased value and transparency for every contractor and freelancer using Churchill Knight Umbrella, we are delighted to have officially become a SafeRec Certified Umbrella Company. SafeRec is revolutionising compliance within the umbrella company payroll sector, and as a SafeRec Certified Umbrella Company, every payslip…
DetailsWhich option is the best for your payroll – Churchill Knight Umbrella or using an agency’s PAYE service? Contractors and freelancers in the UK who source temporary assignments through a recruitment agency are often given two options for their payroll – using the agency’s in-house PAYE payroll or registering with an umbrella company. This can…
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Filing a tax return can be time-consuming and stressful, and despite HMRC’s best endeavours, taxpayers often delay submitting their tax returns until December/January. Continue reading as we highlight the six reasons you should file your tax return early.
Whether you’re a one-person band with a single buy-to-let property, or you are the director of a limited company with a bustling portfolio of properties, hiring a specialist landlord accountant could help you considerably. In this article, we summarise the benefits of appointing a landlord accountant to help you manage your collection of properties.
Could you benefit from a free financial consultation? Churchill Knight is partnered with a leading wealth management company in the UK. As a result, our limited clients and umbrella employees can take advantage of a one-on-one telephone consultation with a specialist Financial Adviser – completely free of charge. Our new partner provides expert advice to…
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Umbrella companies offer a compliant payroll service (PAYE) for contractors. They are very flexible and can be used at any stage of your contracting career – and for any length of assignment. Continue reading to discover the five key benefits of working via an umbrella company.
