Could you benefit from a free financial consultation?
Churchill Knight Umbrella is partnered with a leading wealth management company in the UK. As a result, our umbrella employees can take advantage of a telephone consultation with a specialist Financial Adviser – completely free of charge and with no obligation to use their services.
Our partner can provide expert advice on mortgages, pensions, investments, tax planning, savings, and so much more. Continue reading to discover how a Financial Adviser can help you.
If you would like to schedule a free, no-obligation consultation, please complete the form below on this page.
Salary sacrifice
Churchill Knight Umbrella employees can contribute towards a personal pension pot with salary sacrifice. If you’re interested in boosting your personal pension pot in a tax-efficient way – salary sacrifice may be the perfect option for you. You can pay more into your personal pension pot each payment frequency by option to receive less of your salary. And, contributions are not subject to tax or National Insurance. Whether you have an existing personal pension in place or you’re interested in discussing your options with an expert, you could instantly start benefitting.
Financial health check
A lot of time may have passed since you last dived into your personal finance history, or your circumstances may have recently changed, and you want to see where you stand. If you’re keen to find out more about your current financial situation, and you want inspiration on how to manage your money best, scheduling a free consultation with a Financial Adviser today could prove very valuable indeed.
Mortgages and borrowing
Contractors, freelancers and temporary workers often have a more challenging time sourcing finance from lenders. For example, when the time comes, obtaining a mortgage or a bank loan can prove troublesome. However, by requesting a free consultation with a Financial Adviser, they will be able to make trustworthy recommendations that can help you obtain finance – with the best terms and conditions (including interest rates) available.
Personal pension contributons
There are plenty of benefits available when making personal pension contributions, but are you aware of them and how you could benefit? The UK government gives tax relief on your pension contributions up to £60,000 per year (Annual Allowance), but did you know you can carry forward any unused allowances from previous years and still benefit from tax relief? Also, you could take advantage of tax-efficient growth on your investments.
Investments and savings
You may be interested in investing some of your hard-earned money but have little idea where to start. If this is the case, speaking with a Financial Adviser could provide you with helpful advice so that you can invest your money in the right places. On the other hand, you may just be looking for the best solution to save money with the best return. Speaking with an expert can help.
Enterprise investment schemes & venture capital trusts
Enterprise Investment Schemes (EIS) is a government scheme designed to encourage investment into start-up businesses. Ran by fund managers, Venture Capital Trusts (VCT) are companies with shares on the stock exchanges. EIS and VCT may be of interest to you because newly issued shares receive income tax relief of 30%, and growth on investments are tax-free (no Capital Gains). It’s also worth noting that EIS can be carried back to previous tax years.
Schedule a free consultation with a Financial Advisor
If you are an existing Churchill Knight Umbrella employee, you can schedule a free consultation with a specialist Financial Adviser now. Please complete the short form below. We’ll pass your information onto our partner, and a specialist Financial Adviser will be in contact shortly. There is absolutely no obligation to use their service or to register with any third parties.
Check out our newest articles
19 September 2024
What is an umbrella company calculator?
Before registering with an umbrella company, it’s a great idea to request a tailored take-home pay…
18 September 2024
HMRC’s list of named tax avoidance schemes reaches 100
Not only can tax avoidance schemes land temporary workers in extremely hot water with the tax man, but they…
12 September 2024
Churchill Knight Umbrella and our SafeRec certification – An interview with Sarah O’Toole, Operations Director
In such a crowded marketplace, umbrella companies must stand out from the competition, but how? Sarah…
10 September 2024
Economic Review of August 2024
Our latest article provides an economic review of August 2024. It explores key areas such as the growth of…
2 September 2024
What is a Status Determination Statement (SDS)?
As a contractor, before you begin an assignment, you will be issued a Status Determination Statement (SDS),…
17 August 2024
Churchill Knight Umbrella launches brand new website
If you're reading this article, you've found the new Churchill Knight Umbrella website! Thanks for visiting!…
22 July 2024
Churchill Knight Umbrella teams up with Access Financial to offer international payroll solutions for recruitment agencies
Churchill Knight Umbrella is delighted to announce our new partnership with international payroll specialists…
17 May 2024
Churchill Knight Umbrella passes annual FCSA audit
Churchill Knight Umbrella completed the annual FCSA audit (May 2024) and is pleased to announce that our FCSA…
22 April 2024
Download your free Euro 2024 sweepstake kit in time for this summer’s tournament
The Euro 2024 competition is starting soon, and what better way to get into the spirit of things than by…